Wouldn't it be fun to use only cash for Christmas this year? With a few
months (ahem, weeks?) to go before the Holiday season arrives, you still really do have plenty of time. Determine this year to pay only cash, and I promise your January budget will thank you for it.
Note – you can also choose to spend less on Christmas this year. We'll talk more about that in the upcoming weeks, but I want you to start saving for Christmas first!
Sell your stuff.
1. De-clutter your home and make a buck (or two. or $200.)
Go through your home and see if there's anything available to sell. Just yesterday I sold a couch that we were no longer using for $100 via an online yard sale Facebook group, and I recently made $70 selling my kids clothes as well. Not only will you make some money to use for Christmas, you'll de-clutter your home too!
Amazon makes it super easy to sell things on line – just type in what you'd like to sell, ship it to them (for free!), and get paid with an Amazon gift card. Easy!
3. Sell gift cards you won't use.
Do you have gift cards you won't use? Visit Cardpool.com where you can sell your gift cards. You won't get the full face value but you will get a decent rate, so this is a great way to save if you can't use a gift card you've been given.
4. Sell plasma.
This is a great way to help someone in need and earn a little cash. Check out this article to learn more. (While this isn't one I've ever tried myself, it really is a legitimate way to earn a few extra dollars and could benefit someone who needs it!)
5. Sell stuff on Ebay.
Sell your services.
Have kids at home? Offer to babysit for a working mom to earn extra income.
7. Paint a room.
Love to paint? Charge $100 to paint a room – odds are someone else would love to have that project done for them, and it's an easy way to learn some extra cash!
8. Clean houses.
9. Do yard work.
As the leaves are starting to change, lots of folks have yard work that needs to be taken care of. Offer to mulch flower beds, weed, or bag leaves, and charge $100 for your work.
10. Walk a dog, or two.
Live in a neighborhood with many pets? Offer to walk your neighbors pets while they're away at work each day. Average rate is $10 per hour, so in just 10 hours you could make $100! Try out sites like Care.com and Rover.com to find someone in your area (or find a local networking group for your community on Facebook and offer your services there.)
11. Take online surveys or try out Swagbucks.
You won't quickly earn $100 through online surveys, but each time you take a survey you can earn a dollar or two. The only site that I've consistently heard excellent reviews about is Pinecone Research ~ and don't forget to take advantage of ways to earn for free on Swagbucks too!
12. Mystery shopping.
If you shop regularly (and don't have small children), you can sign up to be a mystery shopper at local stores in your area. Check out ways to earn as much as $25 per shopping trip over HERE.
13. Take advantage of rebate apps.
Apps like Ibotta, Checkout 51, and Snap by Groupon offer you the ability to earn gift cards on items you're already purchasing. Save the money you receive in those accounts for the next few months towards gift cards at stores like Amazon, Walmart and more, and you can easily earn a little extra spending money before Christmas. Learn more HERE.
Save some moo-lah.
14. Take a spending “fast”.
For 5 to 10 days, determine as a family to spend nothing. No eating out, no grocery shopping, no entertainment, no nothing. Odds are you'll come up with a nice little bit of extra change in just a few days, which can definitely come in handy during the Christmas season. (We recently worked on seriously cutting back our expenses for one month, and it was amazing how much we saved simply by really focusing on trimming our budget as a family!)
15. Skip meals out for 2 weeks and add any money you would normally spend to your Christmas fund.
16. Give up cable.
If you're willing to cut cable, you can save a bundle every month. With free movies from Amazon Prime or Netflix, you may be able to do it without missing many of your favorites, and you'll save several hundred dollars over the course of one year too!
17. Cut back on housing expenses.
Call your local internet provider and ask for a discount. (It works – I saved $485 in a 20 minute phone call that way!) Skimp on your cell phone plan. Cancel a home phone if you don't need it. Look at all of your monthly bills, and see if there are any bills you can change by either getting rid of them completely or making a phone call to get a reduced payment.
What other suggestions do you have to save extra money before Christmas? I'd love to hear what's working for you – leave a comment to share!
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