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Update: The winners of this giveaway are ~
- Hand….27@yahoo.com
- tuga….@gmail.com
- myvintag….@yahoo.com
- crosepat…..@gmail.com
- tburt….@aol.com
I’m so excited to share a special giveaway with you this week! Each Thursday in April, I’ll have FIVE copies of The Total Money Makeover: A Proven Plan for Financial Fitness
My husband and I initially took Dave Ramsey’s Financial Peace University almost ten years ago, and it had a huge impact on our finances and marriage. While we had always lived frugally and stayed on a budget, the encouragement in the class to payoff all our debt (for us that included cars and student loans) and continue to live on a cash budget motivated us while working towards our long term goals. As I’ve shared before, it wasn’t always easy (in fact, it still isn’t always easy!) but being able to save, give, and live abundantly has made our marriage and family so much more peaceful over the years. We haven’t had any debt besides our home for the last five years, and the day that we paid off that last student loan felt like Christmas morning at our house.
Over the last month I’ve enjoyed reading The Total Money Makeover, and was again reminded of why we choose to live differently than what society tells us is “normal”. The success stories in the book are so motivating, and it reminded me why we make daily decisions to wisely manage our finances, no matter what anyone else does around us. One of the (many!) surprising facts Dave shares in The Total Money Makeover was this:
“History also teaches us that debt wasn’t always a way of life; in fact, three of the biggest lenders today were founded by people who hated debt. Sears now makes more money on credit than on the sale of merchandise. They are not a store; they are a lender with some stuff out front. However, in 1910 the Sears catalog stated, ‘Buying on Credit is Folly.’ ”
~ Dave Ramsey Total Money Makeover, page 23
I have no idea where your finances are today, but if credit cards or other debts have left you struggling with how to gain control, reading The Total Money Makeover is a great place to start. You’ll be challenged and encouraged to make wise financial decisions, and your financial future will be changed. I promise, you have the power to control your finances, and this is a great way to start.
So, would you like to win a copy? 😉 Here’s how to enter to win:
- Required Entry: Leave a comment on this post only sharing your number one current financial goal.
- Additional Entries: Join Passionate Penny Pincher on Facebook and leave a comment to let me know (or leave a comment if you’re already a Facebook fan.) I’d also love for you to invite a friend to join Passionate Penny Pincher on Facebook and leave a comment to let me know.
- Subscribe to free Passionate Penny Pincher daily emails (or leave a comment if you’re already an email subscriber.)
- Join the Dave Ramsey page on Facebook or Twitter and leave a comment here letting me know
House paid off!
My financial goal is to be organized and stick to a budget that’s realistically-created.
1) My husband and I would like to be debt-free including paying off our home ASAP. 2) I previously joined Passionate Penny Pincher on Facebook, 3) I have invited a friend to join, 4) I previously subscribed to Passionate Penny Pincher daily emails, and 5) I liked Dave Ramsey’s Facebook page (already did that). Our daughter and son both went to Financial Peace and we would like to attend some time in the near future! Thanks for all of your great money-saving tips. We are in our late 50’s and we still love to pinch those pennies! Keep up the great work!
I have joined/liked Dave Ramsey’s FB page!
My financial goal is to pay off my van and credit cards so that we can buy a larger home that fits our family of 5.
#1 goal no credit card debt!
Subscribe to your emails
Like Dave ramsey on fb
Faithful follower of PPP
I would be so happy to pay off our credit card and student loans. Right now it feels like such a struggle and I have been praying for direction on how to get our finances under control. Thank you for hosting this giveaway!
A faithful fan here needing all the help I can get to finally recover from financial heck….This is an awesome opportunity!!
I would love to get my child through college.
Dave ramsey is liked on my Facebook!
To pay off our suv, this summer and we are done with debt except the house!! 🙂
Already subscribed to PPP and Dave Ramsey on FB and subscribed to PPP!!
My current financial goal is to take control of our spending and save money for a secret we are working on!
My one goal at this time is to reduce our monthly spending ! Its gotten a tad out of hand lately ( just because its a good deal does not mean WE NEED IT )
We are debt free, and are saving to pay for some much needed furniture.
I follow Dave Ramsey on facebook.
I follow you on facebook.
I also already get your email
I follow you in facebook
This book would be perfect right as my hubby was laid off 3 weeks ago
Love your website & emails. I am trying to get out of debt due to a job loss. I used to be jealous of what people had, nice cars, big house. Now I’m jealous of what they don’t have, mortgage payments & credit card debt. I have read one of Dave’s books, but would love to read this one, I just liked him on FB. I have told many friends about the PPP, I even have my 11 year old son addicted to couponing.
My financial goal is to pay off my student loan and 2 credit cards within the next year!
Would love to be comletely debt free, so I could give more to others.
I could certainly use this information right now
I also subscribe to PPP emails. 🙂
Now following Dave Ramsey on FB too!
I’m a fan of PPP on facebook, of course. 😉
I’m a Dave Ramsey fan on FB already. 🙂
Invited my friend Mandy to follow!
I subscribe to daily emails!
My goal is setting up my emergency fund. Slowly getting there!!
Like you on Facebook!
Wow I don’t even know where to begin. I would love to get our car paid off so we can put more each month into savings for our kids’ education!
I am a subscriber to Dave Ramsey’s Facebook page also !
I love the ppp website and fb page! Subscriber!
I share your page with all of family and friends!
We have to down grade and go to living
in a Tiny House. Would love to learn al tips and
techniues to save so that we can start all over
again and live normal beyond Hospital and Doctor
bills..,
I really want to be debt free…my goal right now is several small creditors, then on to the big ones!
I am already a PPP fan on Facebook. I need a financial makeover, our goal is to payoff thousands of dollars in credit card debt. Thanks
Already a Facebook Fan and love your posts! My number one goal is to pay off my credit cards and my car, then I can start paying down my mortgage:-)
I refer people to PPP page all the time. Love you girls.
I receive PPP email every day
I’m a Dave Ramsey FB fan
I’m a PPP FB fan, duh 😉
Financial goal at the moment-pay off credit card.
I would love to work on my spending habbits
Continue living debt free in a world where prices are going up and income is stagnant.
My goal is to pay off our credit cards.
I already follow Dave on FB.
Already a fan of PPP on FB 🙂
My husband and I have been pinching pennies for the past 4 yrs trying to get out of debt caused by his business nosediving when the economy changed. With no money coming in, everything went on CC’s and now we have been digging out ever since. We are on the home front now where we can see the light at the end of the tunnel. I’ve been following Dave since then but have never owned his book. I’d love to have a copy 🙂 His information is invaluable.
I subscribe to PPP emails
I’m a fan of PPP on Facebook
Our number one financial goal is to pay off our house.
Already a PPP FB fan!
Already an email subscriber.
My #1 financial goal is to create an Emergency Fund.
Just joined DR & PPP on Facebook. Would love to have DR’s book TMM.
Also following Dave Ramsey FB page!
Email subscriber ~
Already a fan of PPP on FB 🙂
Pay off our car!
Would love to have this, subscribing to your emails
I am a facebook “liker”
#1 Goal right now is to fully fund my IRA!
I already receive PPP emails.
I already like PPP on FB
#1 goal- build our savings
My goal this year is to pay off our last car and a personal loan we have!
Number one goal is to pay off credit cards and discontinue use of them.
Working on my emergency fund and saving for a “new” car
My ermployer just last week told me I needed to buy this book! I need a complete makeover as I can’t seem to get myself on a saving track, retirement is not so far off and I think his book would really inspire me to get going..
My number one financial goal is to pay off my undergrad loans so that I can enter medical school debt free!
My goal is to reduce all debt. I follow you on fb and get your email, thanks for all that you do!!
Oh yeah- I liked all of the above and subscribed. I thought I had already liked your Facebook page- any-who, I liked it again. I read and analyze my subscription daily!!!
Debit- I don’t even know where to began. I would love to learn how to budget and manage money better. Couponing is one thing. But saving money in an account is another. Student loans, credit cards and balance is a weakness of mine. I need more guidance. Therefore, hopefully this book could give me some insight! Thank you for all the chances to enter into your drawings!
I just want to be able to pay my son through seminary. He will be heading out in 1 year when he graduates from college in town. He is getting his Theology Degree and moving to seminary. Just need to be able to afford.
Thanks for the giveaway. I am a Dave Ramsey fan on FB.
Thanks for the giveaway. My financial goal is to build a 6 month emergency fund, and miscellaneous savings account.
Love Dave and his ideas, but have never read his book…so close to paying off our mortgage, but don’t know what the next step would be!
Thanks for the giveaway. I already follow you on FB.
I am a Dave Ramsey fan on Facebook
I am an email subscriber
I am a PPP fan on Facebook
My number one goal is to get out of debt.
Goal: save $7000 to hire a special needs lawyer to set up a trust for our daughter
My goal is to pay off my mortgage .
Already a facebook fan 🙂
I receive PPP daily e-mails, I have been a facebook friend for a while and I have now subscribed to Dave Ramsey on facebook.
Would love to pay off my home and retire to be able to enjoy my parents last years and my grandchildren.
I would love to attack our mortgage.
I just liked Dave Ramsey on FB.
I just liked Dave Ramsey on Facebook!
My goal is to pay down debt to have enough money to adopt and support the 4 children we currently foster.
I hope to pay off credit cards and start saving for a house. I already get your daily emails.
My goal is to pay off my credit card completely and then pay off student loand, until I am debt free.
My financial goal is to have at least 3 months worth of emergency savings.
I just liked Dave Ramsey on fb, cant believe I haven’t done that already
I subscribe to your emails too
I have been a fb fan for a long time now
Our number one goal right now is to pay off our car we just had to buy and pay any extra we can spare towards the house.
I’ve been a PPP follower for years and I also subscribe to the emails.
My financial goal is to live 100% debt free!!
I alos subscribe to your email and follow you on FB and Dave Ramsey on FB! 🙂
My #1 goal is to be credit card debit free. I am close with this years tax refund. Should be there later this year. I’ve gone from debit free ( except the house) to massive debt (credit cards, vechicals, another home) in four years. It’s too much stress!
make money less tight (pay off cars and insurance bills) since we have recently gone to a one income household. I currently am following you on facebook and I was getting your emails BUT I got so many emails that I could never keep up! It was easier to just visit your page! 🙂
get rid of debt and save for my children’s college
My number 1 goal right now is to pay off our cars 🙂
Our goal right now is to pay off medical bills from the birth of our daughter and our car loans. I have liked the Dave Ramsey facebook page and I get your emails. I have been wanting this book!
Would love to pay off the house! I am already a follower of Dave Ramsey. Love listening to him and reading the motivational stories in his book!
Already a fb follower and I get your emails!
Also, already subscribed to emails! =0)
Be debt free so we have even more to share with others !
Already a Facebook fan.
My current financial goal: pay off all of the small credit cards/accounts we have so I don’t have so many things to keep up with every month! (And, of course, to reduce our debt total, but I thought that probably went without saying)
I already have liked the Dave Ramsey FB page but am going to join him on Twitter. Yay! 🙂
I already get the PPP daily emails. LOVE them!!
My biggest goal is to get my home paid off. 🙂 Then I can stop driving my 2000 Jeep and get a new “used” one.
I already belong to your PPP FB page – and love it!!!
Just joined the Dave Ramsey facebook page! So excited to get started on my way to financial freedom 🙂