Yesterday I got a phone call from my nine year old at school. It was 9:30 in the morning, and she was calling to let me know that her five year old sister just spent all their lunch money ($25 ~ yikes!) at the book fair. They rarely eat school lunches, however their account was getting low and my youngest was be-bopping around the house before school and oh-so-excited to have that money in her hand as she headed out the door.
Sure enough, she spent every last penny. At five years old, she didn't understand (or chose not to understand) that the $25 was allocated towards a certain place. To her, it was $25 that she had in her hand to spend, and whether or not she or her sister had lunch really didn't matter all that much.
It got me thinking that so often we as adults are tempted to do the same thing. Need money for a cute outfit for the kids but no money in the “clothing” fund? Steal some out of the grocery budget. Really want to go out to dinner but there's no money left in the “eating out” budget this week? Just stick it on a credit card . . . the money will come from somewhere, right?
It's so easy to have Reagan's kindergarten mindset of what I “want” being more important than what I “need” when we approach our own finances, even as adults. Reagan reminded me that I need to be a grown up when I attack my own spending each week, and not act like a childish kindergartener who doesn't know any better. Maybe you've been struggling with this one too, and if so, I hope you'll be encouraged to focus on your long term goals rather than settling for second best.
‘Nuf said. On to the point of this post 😉
How's your grocery budget looking this week? We stuck to our grocery and dining out budget this week, and I'm so excited to start “week 2” of our budget on track! Here's where our moo-lah went this week . . .
- Publix Trip #1: Spent $58.30, Saved $81.50
- Publix Trip #2: Spent $3.05, Saved $14.28
- Walmart Trip: Spent $3.16, Saved $1.98
Share how you've done this week by clicking HERE ~ I love hearing from you!
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