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Looking for an Amazon layaway plan? This new plan lets you pay for select orders over five months – and there are no interest or fees!
Amazon Layaway – NO Interest & NO Fees!
The Walmart Layaway program (via Affirm) has been around for a while now, but Amazon jumped on the layaway bandwagon a couple years ago ~ and it's available year-round, including Prime Day and holidays! Plus, the best part is that there are NO credit checks, NO cancellation fees, and NO interest!
That's right – select customers can now “pay as you go” online without fees or credit checks. To find products eligible for Layaway, look for the “Monthly Payments” option under the price (like above). Note that these items may be eligible for different monthly payment options (3 months vs. 12 months, etc).
*These monthly payment options may not show up for all customers and prices may vary or change.
Din't see the Layaway option anymore?
Eligibility can change based on information relating to your Amazon.com account. Other payment plans, such as Amazon Monthly Payments or Affirm, may be available to you. If you have selected another payment plan, Amazon Layaway will not be shown as an option for payment.
Note that this program may not be available to all customers (it is currently not available for orders shipping to CT, DC, IL, MD, OH, PA, and outside the U.S.)
Here are a few more details:
- Pay 20% of the total cost at check out to reserve your item and lock in the price.
- Make equal payments every two weeks for up to eight weeks or until your items are paid in full.
- Item(s) ship after your final payment.
- Pay off your items early for quicker delivery.
- Amazon Layaway is only available for items shipped and sold by Amazon.
- The Amazon Layaway program is available year-round, including Prime Day and other holidays. WHOOP! 📦
✅ Remember – there are NO interest charges, NO late fees, NO sign-up fees, NO service charges, NO cancellation fees, and NO restocking fees for using this new layaway payment option.
How do I start a Layaway plan?
To begin an Amazon Layaway plan, select an item marked ‘Reserve with Layaway’ and add it to your cart. You will be required to pay 20% toward the cost of the purchase at checkout. Here's how it works –
- First, select the monthly payment option when you add to cart at checkout.
- Next, your initial payment will be equivalent to one installment payment, plus applicable taxes and shipping (if required) when Amazon ships your item.
- Finally, the remaining payments will be automatically charged to your credit card in equal installments, every 30 days from shipment date.
EXAMPLE – If you select 5 monthly payments for an item that is $100 with $5 tax, you would pay an initial payment of $25 (20% + the tax) at the time your item ships. Then, pay 4 remaining payments of $20 every 30 days after your item ships.
How does the payment work??
- Initial (Down) Payment – Shipment Date
- First Installment Payment – 30 Days from the Shipment Date
- Second Installment Payment – 60 Days from the Shipment Date
- Third Installment Payment – 90 Days from the Shipment Date
- Fourth Installment Payment – 120 Days from the Shipment Date
The amount paid at checkout will be the first of 5 payments on your 8-week Layaway plan. If you need to cancel your Layaway plan or do not complete the payments, Amazon will refund all amounts you have paid to the payment method(s) used to make any scheduled payment.
Go HERE for more details and FAQs.
Will you be using this new Amazon Layaway program?? It seems way better than the updated Walmart Layaway program with Affirm. What do you think?
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