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I recently attended a blogging conference, and heard over and over how important the priority of goal setting is to accomplish a desired outcome. It got me thinking about how rarely as a wife, mom, homemaker, and “chief-financial-couponing-analyst” do I actually set goals for my own personal life. While I know that simply writing down my goals each day works in the “business” world (not that I know all that much about that world!), I forget how important it is to set attainable goals in the things that matter most to me.
It's easy to say that I want happy, loved children, a taken-care-of spouse, a clean home, and our finances in order, but unless I actually take a few minutes to set purposeful goals into place, often my most important goals are lost. So I've been thinking that even in our finances, we need to make clear choices to reach our desired financial goals, whatever they may be. Here's a peek at what my grocery/budget goals have looked like this month so far:
Grocery Budget Goals
- Spend only what's in our monthly budget for groceries, eating out, and miscellaneous activities. This one is tough, and after so many of you shared that you thought our dining out budget was crazy in comparison to our grocery budget, I've really been working to make better decisions. This weekend we ate out one night (with coupons, of course!) as well as after church on Sunday, but other than that our meals have been cooked up at home this week. (Thank heavens for a frozen pizza when this momma needed it!)
- Pack lunches for my children and husband at least 3-4 days per week. The price of lunches at school is incredibly high compared to how inexpensively I can pack them, but I've struggled this year to manage chaos in the midst of lunchbox duty each morning! Over the weekend I spent a few hours baking items for lunches and snacks as well as organizing our lunchbox food, which makes such a difference when we're in a rush to head out to school. So far this week my husband has packed his lunch each day (a huge improvement as he was eating out way too often. . .), and my kids have also packed their lunches more easily by finally getting our kitchen in lunch-box-shape.
- Purposely plan coupon trips each week to save while I shop. While I post a jillion deals here on PPP, many times I only have time to get a few of them myself. (Ugh. .. I wish you all knew how much that frustrates me!) This weekend I determined to get those coupons clipped before the sale started at Kroger, and headed out at 6AM to score my deals before church. It felt wonderful to have grocery trip marked off my list, and to pinch oodles of pennies along the way!
Other things you may want to check out:
- Do You Know Your Grocery Budget? (And Peek At Our Family's Grocery Budget. . .)
- How Does Your Grocery Budget Look?
- The Value of a Budget
- Are You On an All Cash Budget
- Dave Ramsey’s Financial Peace
- Download free budget spreadsheets from Dave Ramsey