My Teensy Tiny Couponing Pet Peeve

 

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Maybe like a few of you out there, I have a teensy-tiny couponing pet-peeve.

 

Over (and over, and over. . .) I hear people complain that they just don’t have time to coupon.  They work, have busy families, spend time driving kiddos to every activity in town, so couponing just can’t happen.

 

I get that.  Really, I do.

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However, I spend one to two hours each week (clipping, sorting, and shopping) to save an average of $60 – $80 each week. Now I don’t know about you, but for me making $30 to $40 per hour for something I have to do anyways is a pretty decent hourly rate!

 

(See an idea of what my grocery trips look like HERE – you can also read more about our family’s 2015 grocery budget HERE.)

 

Now, I don’t work outside of our home, but I do spend more hours than I care to admit sharing deals with you guys. :)  I also have three busy kids, a home to (somewhat!) keep up with, meals to prepare, and a hubby to take care of. (Okay, truth is he doesn’t require much care and he’s an amazing help to me!)

 

Before I started PPP, I spent hours hunting down every deal in town, easily saved 70-90% on every grocery trip and shopped at least 3-4 days a week.  But the reality is, I can’t do that these days, and something has to give.  So, here are a few tips that I use to pinch a penny when I’m also in a pinch for time (which is just about all the time!)

 

 

  1. Determine the very best store to use coupons at in your area.  Believe it or not, you don’t need to hit every drug store, grocery store & supermarket in town to coupon well.  I typically shop each week at Kroger, and supplement my trips with a quick Fresh Thyme, Aldi’s, Sam’s Club run for milk & fresh produce, but that’s it.  (I really do love a good CVS or Walgreens trip, but only do those when the deals are fantabulous!) :)
  2. Learn exactly where things are in that store, and organize your coupons before you shop.  If you send me to a grocery store other than my normal Kroger (even another Kroger in town!), my stress level goes way up. Seriously.  I also tend to save less, because I’m not sure where things are at, and am tempted to look at things I don’t need!  By knowing your store well, you’ll find deals you need, skip over the ones you don’t need, and get through the store pretty quickly (a huge time saver!)  And, most items go on sale at a decent price on a 6-8 week rotation at all grocery stores, so if it’s on sale this week at Kroger and you’re a Publix or Meijer shopper, odds are that deal will come to those stores next week!
  3. Use good coupon matchup websites!  As you probably know, there are zillions of coupon blogs and websites out there for you to choose from.  Trying to coupon on your own without help is just crazy when so many folks do hours of work for you!  Choose your store (click on “Store Deals” at the top of PPP), find the deals on your favorite coupon site (I hope it’s Passionate Penny Pincher!), and make sure to read through all the deals at your favorite store before you shop.
  4. Print your coupons.  My coupon binder is a mess right now.  There are coupons everywhere, I have at least 15 inserts that need to be clipped, and I’m not sure there will be any time to fix it real soon.  But I also have a home that needs some Christmas decorating, a few children that need dinner, and a to-do list that’s a mile long.  So to make my life easier, I take advantage of our 10 Minute or Less Printable coupon list (we have them for Target, Kroger and Publix), and head to the store. It’s an easy way to manage my love of saving even with limited time, and really works for me (which is why Shannon works so hard to put them together for all of us to use!) Also, be sure to take advantage of e-coupons as those are just an easy way to save.
  5. Recognize your limitations.  For the longest time when I started using coupons, I was incredibly competitive and wanted to coupon better than anyone else. (I don’t even know who I was comparing myself to!)  Over the last few  years I’ve realized that my time is valuable too, so if I save $50 in an hour (or almost $47, like I did tonight), that’s enough for me.  If I spend an extra hour or two running all over town to save an extra $2-$3, my “per hour” rate goes way down, which just isn’t worth it to me at this point!  So, determine how much time you want to spend, save as much as you can during that time, and LET. IT. GO. (Really!)
  6. Decide to do it.  I know that there are some of you out there who truly don’t have an hour to spend stressing over coupons each week, and if that’s you, I really do understand.  But, if you do have an hour or two each week to shop, go ahead, decide to save, and do the best you can with the time you’ve been given.  (You’ve got to go to the grocery store anyways, so why not do it with a plan in place?) If all else fails, determine to really shop the sales ad. (That alone is a huge savings!)
  7. Don’t get overwhelmed because other folks on TV do it better than you.  Do the best you can do.  Save what you can save, and don’t worry about what anyone else does.  A penny saved truly is a penny earned, whether it be $20 worth of pennies or $200 worth of pennies!  (And, much of what you see on TV isn’t “reality TV” in any way:  so do not compare yourself to that.)
Are they ever going to put me on TLC’s Extreme Couponing (or heaven forbid, Extreme Cheapskates? Yikes!)  
Nope.  Do I care?  Absolutely not!  I saved 69% on my grocery bill, got items that we really do need, and did it all in an hour.  I’m pretty happy with that!  And yes, it’s definitely fun to have one crazy amazing grocery coupon trip.  But, my bill was $21.49 tonight, I saved $46.93, and it took me an hour.  Woohoot!

 

So, now that my rant is over (aren’t you glad that’s through?), I’d love to hear how YOU did saving at the grocery store this week.  I promise, after years of penny pinching it is so worth it!

 

New to couponing? Start out by checking out all our store coupon matchups over HERE, and also take a minute to visit my beginners series over HERE.

 

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Headlights, Cleaned Up Cars & Toothpaste

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Here are the supplies I used

Folks, I spent a solid 83 minutes yesterday scrubbing my poor minivan out.

 

Ugh. 

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G.R.O.S.S. 

It must have been Midlife Crisis Monday at the carwash, because every man over the age of 50 was there buffing their fancy sports car out while I scrubbed, vacuumed, and scoured mine.

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It was bad. 

 

As I was slaving away at least twelve cars came in and out around me (clearly they didn’t have french fries from 2012 stuffed neatly between their seats), and I thought about just how much moo-lah is out there in cars. 

 

My minivan looked pretty pitiful next to all those fancy cars, but it’s paid for, gets us from point A to point B without any problem, and can haul just about anything we need.

 

The thing I love most about my minivan? Because it already has some wear and tear on it, I don’t stress completely over spilt drinks (although they do frustrate me!), and my kids climbing in the car with muddy shoes isn’t the end of the world. (I spend enough time stressing over my house staying clean ~ having a fancy new car would mean I’d have to worry over it staying perfectly tidy too!)

 

But.

Choosing to give it a deep cleaning made such a difference as I drove kids all over town, and it cost me just $5 for the bargain car wash. (I’m all about paying for the drive thru carwash, as long as it includes a free vacuum!)

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Today I decided to try out the toothpaste trick on my pitiful headlights, and while they’re not perfect, five minutes of work definitely helped. All I did was grab a tube of toothpaste, rub it into the headlight with a rag, then rinse it off with water.

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Success!

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(Well, it was a success until the dog decided to race across the street to the people who are laying a sidewalk – my puppy’s food prints are now all over that sidewalk, but at least the headlights are clean!)

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Have you tried anything else to shine up dulled headlights? I’d love to hear what you’ve tried, and goodness, if you just want to make your life a little more peaceful this week block out an hour and get your car clean.

 

No matter what you have, whether it be ugly vinyl flooring, cabinets from 1968, or horrendous carpet that needed to head to the dumpster 18 years ago, giving the space you’re in a really deep cleaning will make it feel just a little brighter. 

 

{promise.}

 

I’d love to hear what you’re projects you’re tackling today!

 

 

 

 

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No Spend Challenge: Days 13, 14, 15, & 16

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We survived another weekend in our No Spend Grocery Challenge, and while it isn’t as hard as I’d expected, I’m amazed at how quickly money can get spent even when we’re working to really stick to a tight budget!  With a family of five there are just a lot of expenses (eating out is huge), but we’re sticking with our decision for the month and didn’t do too badly this weekend.

 

Friday night Jackson and Caroline were out for the night so we just had Reagan with us. We spent Friday afternoon working to finish up our taxes (bleck – not a great way to spend a Friday afternoon), and by the time we finished we were famished. We’d promised Reagan we’d go see Cinderella though (it was so good!),  but the next showing was too soon for us to sneak in dinner. We ended up spending a small fortune on popcorn and drinks,  and by the time it was done it was too late to even get dinner! Between the tickets and popcorn we spent $45 (Y.I.K.E.S.) but it was worth every penny. We all loved the movie (I highly recommend this one!), and my sweet seven-year-old even shed a tear or two. 😉

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don’t judge – some days  you just need a butter burger :)

Saturday we headed to Culvers with coupons in hand and spent $12 for lunch for the three of us, and after church yesterday all five of us had pizza for $17. Honestly, drinking water while eating out saves a ton, but goodness if I’m being truthful with you it’s hard to do! We don’t go out all that often, and my kids only drink water and milk when we’re at home, so they’re really missing those sodas.

 

We did the math with them though yesterday, and the same $12 that we could easily shell out for drinks for the five of us would purchase 3 salads, 3 orders of breadsticks or 3 orders of wings. Right now we’re adding that money to donate, but it’s a good lesson in how much those drinks can do to bust your budget!

 

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I made a trip to Kroger to get some groceries (we were out of milk), and by the time I re-stocked on some produce and dairy products (as well as half gallons of milk – they’re $1 per half gallon this week in our area!), I’d spent $41. As long as I stick to my budget throughout the week we’ll still be on track (our goal was no more than $50 per week), but it definitely reminded me that every time I step into the store I’m likely to spend a little more than I’d planned. (Which is why skipping shopping completely is often my favorite way to save!)

 

So, our total including today that we’ve spent is $70 during the last four days. (I’m not counting our Cinderella splurge – because it was really entertainment and not eating? ahem.) We’re finishing up our challenge at the end of the week as we near Spring Break, but it’s definitely been so worth keeping track of where we’re at to know where our money really goes each month.  I so fought the idea of taking on this challenge, but am loving staying on track in what we spend on food, so we can enjoy splurging on the things we really love! Here’s where we’re at for the month so far:

  • Day 1, 2 & 3 = $5.17
  • Day 4 & 5 = $15
  • Day 6, 7, 8, and 9 = $67.89 (this included several meals out while I was out of town – we knew we would go over for those few days)
  • Days 10, 11 & 12 = $48.34 (including $30.34 in groceries)
  • Days 13, 14, 15 & 16 = $70
  • Total = $206.40 for all groceries and several meals out

 

I’d love to hear if you’re joining us this month how it’s gone for you, as well as any other tips you have to stay on track. Leave a comment to share your thoughts!

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How To Organize Coupons?

Easily Organize Coupons

 

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As I’ve shared with you all before, I’ve tried every method of organizing coupons on the planet, so I thought you’d like a peek at what I’m using now! I definitely think this is the easiest way ever to keep up with coupons ~ would love to hear your thoughts.


If you can’t see the video, go HERE.

Here are a few notes from the video:

 

 

Looking for more ideas on organizing coupons? 

See how I’ve created a coupon binder (this is a lot of work but definitely works for some folks ~ I’m not using it any longer but it might work for you!)

And see how another way to (really easily) organize coupons.

 

 

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Easiest Way To Penny Pinch? Don’t Buy It.

 

A few weeks ago I was out shopping and kept noticing all these great deals. There was a stock up price on chicken, a great deal on cereal, BUY ONE GET ONE FREE shoulder roasts (my favorite cut of meat for the crockpot), and a few other bargains just begging me to stock up.

 

I stuck them all in my cart, then mentally started adding up my grocery total. As we’ve been working harder since the new year to stick to our grocery budget I knew those “deals” were going to put us over our budget, but it kind of hurt to think about not stocking up when they were all such good prices.

 

Then I remembered that thing I’ve learned after years and years of penny pinching. (Are you ready for this?)

 

There’s almost always another deal. 

 

Really.

 

That stock up price on chicken? It’ll come back again. (Unless it’s under 99¢ per pound ~ then I would have bought the whole store out.) 😉

 

Another cereal deal? Yup, those are a dime a dozen and within a few weeks time there’s bound to be another bargain.

 

And those roasts? Well (~ahem~) honestly I did buy the roasts. BOGO shoulder roasts are just too hard for this penny pincher to put away, especially in the midst of the-it-really-is-winter-and-we-use-our-crockpot-way-too-much-because-it’s-cold-outside-season. 😉

 

But guess what? I saved a whopping $45 on that grocery trip by simply not choosing to grab all those great deals. As luck would have it I came home and noticed at least 5 pounds of boneless skinless chicken breast in my freezer, plenty of cereal, and enough groceries already in my kitchen even without those extra deals.

 

There are so. many. great. deals. that we post here on PPP and that you can find at the store, but ultimately if they’re beyond your grocery budget they probably aren’t worth it. I’ve said it before (over and over and over?) and I’ll say it one more time . . . there is no other area in your family’s finances that you can control as your grocery budget, so this is one area I can choose to maintain control in.

 

Are there any items that you find on sale that you simply can’t pass up? For me deals on fresh meat and produce are the hardest to walk away from (I don’t ever really skip a great price on fresh produce), but choosing to save on other items by leaving at them at the store was well worth it for me. I’d love to hear your thoughts!

Tin. Isolation on the white.

Download my free stock up price list if you haven’t already!

New to budgeting and don’t know where to begin? Here are a few posts to you get started:

 

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Grocery Budget Check Up 2015 Week #1

 

It’s that time of year (I know y’all are so excited!) Time to start talking grocery budgets. I’ve said it so many times before (some of you are tired of hearing I bet!), but there is NO OTHER AREA IN YOUR FAMILY’S FINANCES THAT YOU CAN SO EASILY TAKE CONTROL OF AS YOUR FAMILY’S GROCERY BUDGET.

 

Woohooo! 😉 (I know, I know . . . but it really is kinda fun when you’re able to whittle that grocery budget down ~ promise!)

 

I’ve had an overwhelming number of requests this last week from people asking how much their grocery budget should be, how to use coupons effectively, and how to really change their grocery budget in 2015. Here are a few (easy!) tips that will hopefully get you started:

  1. Consider what your grocery budget currently is. If you’re new to couponing, plan to decrease your budget by 10-20% over the next three to four weeks, and then determine to slash it by up to 50% in the next 3-4 months.  (Read this post for more tips.)
  2. Choose one (one!) store to shop at and learn their coupon policy really well. Find every website you can sharing information about deals at that store, and look for as much information online prior to shopping each week so that you go in prepared to get the best deals.  (See more on beginning couponing information HERE to get started.)
  3. Look at what’s in your pantry and take a few days off from shopping by using what you already have.
  4. Shop the sales ads. Chicken on sale? Then your family gets chicken tonight. 😉 Once you’ve built your stockpile up you’ll have a little more variety, but for now use your stores sales ad as a guide to your menu planning each week.

 

In 2015, my goal is to spend no more than $90 to $100 each week at the grocery. 

This is substantially more than I’ve ever spent for groceries each week (it wasn’t long ago we only spent $40-$50 weekly!) But, we’re eating more and more whole foods, my kids are getting bigger, we now live in an area where fewer stores double coupons, and we got a dog. :) I’ll continue using mostly only printable coupons will work to help save my sanity, and feel like this is a pretty realistic goal. (We’ll see!)

 

I get asked pretty frequently what’s included in my grocery budget, so thought I’d share a quick list:

  • groceries
  • toiletries
  • paper products
  • cleaning supplies
  • pet food (new this year!)

 

If you need to change your grocery budget in 2015, today is a PERFECT day to start, and I promise, you. can. do. this. (really!) Determine today how you want your year to look, set realistic goals, and decide to take control of your finances instead of allowing them to control you.  I can’t wait to hear what your goals are, and am excited to see how we’ll do in 2015 to pinch those pennies even further. You can share your goals by clicking HERE ~ I’m cheering for you!

 

 

New to budgeting and don’t know where to begin? Here are a few posts to you get started:

 

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My Wingback Chair Story + Why Patience & Budgeting Is Worth It

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My $2 chair

 

It’s time to chat budgeting . . . anyone else with me? 

 

When my husband and I were first married, we bought the cutest little ranch fixer upper. It had a pretty basic floor plan – tiny living and dining room right off the tiny foyer as you walked through the front door.

 

It was a solid three years before we could afford to do anything with those little rooms (the owners before us chose a lovely neon turquoise carpet ~ seriously ~ who puts in neon turquoise carpet?) When we finally were ready to fluff up those rooms I had big dreams in my head.

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My mom gave us our piano, and I just knew that little living room would be perfect if I could just afford two wing back chairs to sit opposite the piano (flanking either side of a tall window ~ I wish I had pictures to show you!) I would move kitchen chairs into the living room to see how they would look. I’d sit in each corner waiting for a chair and just imagine they were already there. And I stayed up at night dreaming of the perfect wingback chairs.

 

I really wanted those chairs. 😉

 

It went so far that I actually believed that if I just had those chairs, my daily prayer time would become consistent. Because clearly with those chairs I’d have just the perfect spot to sit down with my Bible and Bible Study book in, so all my excuses would just fly right out the window.

 

It finally occurred to me that Jesus didn’t exactly need wingback chairs to make way for His own quiet time. 

 

~Ahem.~ 

 

(Y’all, I kid you not, these thoughts really did go through this 23 year old’s head . . . gracious I’ve always been a mess!) 😉

 

Sure enough, one day while walking through JCPenney I saw a Buy One Get One Free LaZBoy Wingback chair sale. 

 

I needed them. 

 

I convinced my husband they were perfect (what man doesn’t get excited when you say the word LaZBoy?), and was so stinkin’ excited to finish up the room I could hardly stand it. (These were them exactly ~ bleck!)

 

Because we couldn’t afford what I really wanted (I was dreaming of something more like these back then?), I settled for those chairs, and honestly hated them in every single room we moved them to. I finally sold those suckers on Craigslist two years ago for less than $100, and was so ready to see them go.

 

And guess what?

 

They didn’t magically make me spend more time in Bible Study.

 

They didn’t automatically fix all the other flaws in our home.

 

And they didn’t just up and make me perfectly happy.

 

Buying stuff never does.

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Fast forward fifteen years.

 

I’ve learned a lot about stuff. I’ve learned that waiting for what I really want instead of settling for second best is oh-so-worth it.

 

I’ve learned that Goodwill and thrift stores have awesome bargains, and if I decide eventually to throw away that $2 chair it won’t break my heart the way never being satisfied with those $399 chairs did. (They were $399 for both after the BOGO sale – just to clarify.) 😉

 

I’ve learned that contentment doesn’t come from stuff to begin with, and you can make just about anything beautiful with a little work and determination.

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The moral of the story? 

 

Don’t fool yourself into believing that if you have just that one thing your life will all of a sudden find peace. Because while you may fill that one spot, another ten spots will pop up just waiting for some attention. (Promise. I’ve been there.)

 

Instead, determine your budget, if you can afford to frugally fix things up have at it, but don’t stress over buying something right this second that you have no business buying. Choose to make whatever space you’re in beautiful by simply tidying it up, clearing off the counters, and slapping some fresh paint on a room if you need to. (Need inexpensive paint? Try the home improvement store clearance bins!)

 

If you’re just starting out, know that one day your budget really will change, and those things you’ve dreamed of forever might just come into reachAnd, odds are your taste will really change along the way, so be patient and do things for as little money as you can while you have time to figure out what you really love.

Determine today to stick to a budget in 2015, and wait patiently for the things you really want until you can afford them. It may take some time to get there, but I promise it’s so worth the wait!

 

 

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Five Items I Was Surprised To Find At Aldi

 

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I made a quick run to Aldi today, and was pretty surprised that they carried quite a few items I didn’t know they had! I’ve always picked up fresh produce and string cheese there (they consistently have the best price on string cheese), but there were some new items that caught my eye today.  Here were the things I noticed that you may have missed too . . .

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1. K-Cups priced at $4.99/12 or $.41 each (compare to $.31 per K-Cup at Amazon)

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2. Lots of gluten free options (LOTS!)

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3. Coconut Oil (great price!)

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4. Organic Cereal (Simply Nature Organic Walnut or Tropical Mango Passion $1.99 per box) as well as quite a bit of Organic Produce (I haven’t priced it to be sure this is a great deal compared to your local grocery store ~ I would love to hear your thoughts on it if you normally shop organic)

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5. Whole Wheat Flour ($2.29 – I forgot to take a picture!) and spices/seasonings (I actually knew this one, but didn’t want you to miss it – they have tons for just $.99 which is a great way to save!)

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Don’t miss my list of 20 more items you need to buy at Aldi!

What other items do you purchase at Aldi that help your family save? I would love to hear them ~ it’s been a few weeks since I’ve been to Aldi so I was thrilled to stock up on whole wheat flour and fresh produce easily this week. Love that store! 😉
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Five Ways To Feed Your Family For Less (Even Without Coupons)

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I made a quick run to Kroger yesterday to pick up our groceries for the week, and was again reminded of just how important it is to really shop strategically whether I have a bunch of coupons or not. I literally only used two coupons on this trip, but my family’s grocery bill for our entire week of meals and snacks was just $66 – here’s what I bought:

 

(note – this sale is no longer available but the principle behind shopping this way still works!) :)

Bought 2 Kroger Cereal Bars $1.67

Bought 1 Kroger Grahams $2

Bought 1 Kroger Whip Topping $2.19

Bought 4 Kroger Betty Crocker Cake Mixes $.94, used $1/4 Betty Crocker Cake Kroger ecoupon

Bought 2 Turkey Hill Ice Creams $2.50 (regularly over $5!), used $1/1 Turkey Hill Ice Cream (could also use $1/2 Turkey Hill Ice Cream)

Bought 1 Kroger Pudding Cups $.89

Bought 1 Kroger Fruit Bowl $1.99

Bought 1 Kroger Cheese $3.79

Bought 1 Kroger Private Selection Cheese $1.99 after Buy 4 Private Selections Save $1

Bought 7 Kroger Private Selection Yogurts $.39 after Buy 4 Private Selections Save $1

Bought 1 Kroger Hot Dog Buns $1

Bought 1 Kroger Softsoap $1, used $.35/1 coupon from the 9/14 Smart Source insert

Bought 1 Kroger Turkey Breast $3

Bought 4 loaves and buns Kroger Whole Wheat Private Selection Bread $.99 after after Buy 4 Private Selections Save $1

Bought White Rain Hair Spray $1.29

Bought 2 lbs Bananas $.55/lb $1.11

Bought Bag Potatoes $2

Bought 2 Kroger Tomatoes $1.09

Bought 2 Ball Park Franks $2.99

Bought Cannelini Beans $1

Bought Kroger Condensed Soup $1

Bought Kroger Sour Cream $1.69

Bought Kroger Beans $.69

Bought 3 gallons skim milk $2.77

Bought Carrots $1.49

Bought 2 pounds grapes $1.69/lb.

  • Paid $66.63 after coupons for 1 weeks worth of groceries

 

 

So, if you’re a big couponer you’re probably not all that impressed with my deals (although that Turkey Hill Ice Cream savings was pretty exciting!) But, if you’re a regular mom who just needs to learn more about how to easily save on your groceries each week, here are five ways to easily save.

 

(I’m all about easy – aren’t you?) 😉

 

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1. Watch the price per ounce.

I needed a few cans of tomatoes for this Pasta Fagioli recipe, but didn’t have any coupons with me. The “sale” price on the Del Monte were $1 per can, while the every day price of the Kroger brand was $.69! My family will never know that I dumped Kroger brand tomatoes instead of Del Monte into Mrs. Potts, but I saved 30% off the “sale price” on the National brand without clipping a coupon.

 

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2. Look for in-store sales.

Through tonight Kroger is having a huge Private Selection sale where you can try out their “fanc-i-fied” store brands for a sale price, AND $1 extra off when you purchase four participating items. I love a fancy roll when making hamburgers or grilled chicken sandwiches at home, and to get them for $.99 (the same as the inexpensive low-end store brand) was an incredible deal so I stocked up.

 

They also had their whole wheat loaves on sale for $.99 after special savings, so I’ve stocked my freezer. This was a huge savings, and didn’t require clipping a single coupon!

 

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3. Stock up on produce seasonally along with a sale.

My kids love fresh fruit, so I almost always purchase a bag of apples, some bananas, and at least one other fruit to last us through the week. This week grapes were on sale for $1.69/lb. which is a little more than I like to pay, but I know they’ll eat through them, and it’s a healthier alternative to other snack foods!

And, just by looking around I noticed that while the Granny Smith Apples were $3.99/3 lb bag, Paula Red Apples were on sale for just $2.49. My kids thankfully like them all, so I bought the Red Apples and saved $1.50, without a coupon in sight.

 

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4. Use a coupon when you can. 😉

If you have just five minutes before shopping, scroll through the deals for your favorite store here on PPP and see if there’s a deal or two worth grabbing. I literally spent 3 minutes looking through the Kroger updates, knew that I could get a good price on Turkey Hill Ice Cream and Soft Soap, and saved an extra $5 for about three minutes of effort. I’m thinking that’s almost $100 as an hourly rate, and is totally worth it for me!

5. Menu plan, menu plan, menu plan (and make a thorough list before you shop.)

Odds are every time you set foot in the grocery store for “just one item” you find an extra three (or four or five) items to purchase. By having a menu plan and grocery list in place and really considering what your family needs for the entire week, you’ll save a bundle on those little “extra” trips to the store.

 

Be sure to look over your family’s weekly schedule before you  head out.  If you have snack duty for your child’s school, a special get together or anything else that will require extra food, add those items to the list and limit your grocery stops as much as possible. AND, before you head out always shop your own kitchen first – I realized I already had all the meat, chicken, and pasta that I would need this week at home, so I saved by using what I’d stocked up on earlier, when those items were at stock up prices!

 

 

Your turn now! Do you have any tips on how to really reduce your out of pocket expenses even when you aren’t using a ton of coupons? Coupon savings are the most fun for sure, but I’ll take spending just $66 on a week’s worth of meals whenever I can.

 

 

New to budgeting and don’t know where to begin? Here are a few posts to you get started:

 

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These Coupons = Real Cash

Pretty regularly, a friend or acquaintance teases me for my penny pinching (I’m betting you’ve been there too.) And, more often than you’d imagine, I have someone ask if they can just pay me to “coupon” for them. (Kinda’ defeats the purpose, huh? And I’m thinkin’ they couldn’t afford me!) 😉  A few days ago after printing a slew of new coupons that had just came out (you can print them here too), I decided to count up just how much *money* I had.

 

Sure enough, it was over $100.

 

I think people tend to forget that in many ways, coupons really are cash. Yes, they’re just little slips of paper, but they’re an awesome way to “barter” with your grocery store to always get the lowest price available.  So, instead of thinking of those coupons as little annoyances that tend to overwhelm you (don’t worry, they overwhelm me too!), try to think of them as cold hard cash that your grocery store is sweet enough to let you use.

Got it?

No excuses.

Clip those coupons.

Pinch those pennies.

And determine to find financial freedom in your future.

 

I promise . . . you can do this!!!

 

$0.55 off off any One (1) Horizon™ Mac & Cheese $2.00 off (1) Armor All Trim & Plastic Restorer  
$2.00 off any Finish Power and Free™ Detergent $1.00 off Any Finish Quantum 20ct and larger
$0.50 off HERSHEY'S Spreads or Snacksters $2.00 off TWO Tide Detergents or Tide Boost
$2.00 off TWO Pantene Products $1.00 off TWO Gillette Satin Care Shave Preps
$0.75 off ONE Herbal Essences product $2.00 off TWO Herbal Essences products

 

Yes, this is my affiliate links to use if you’d like, which is how PPP continues to run each day. Thank you so much for your support, and print more FREE high value coupons right from your home when you goHEREHERE and HERE. 

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