Kmart Ad:9/14/14-9/20/14

Here are your top deals in the new Kmart Ad starting !  You can score great deals on Glade candles, Oxi Clean products, Pledge, Gain laundry detergent, Colgate toothpaste, Covergirl products, Softsoap & More!  Also check out the complete Kmart Ad online before you shop.

 

Here are a few things to remember before you shop:

  • Kmart will double up to $1 manufacturer’s coupons all week long.
  • Limit 5 coupons per day.
  • You may only purchase 4 of the same item using double coupons.
  • Only 1 coupon will be doubled per item.
  • You must scan your shop your way rewards card to get your coupons doubled.
  • You must have a minimum of $25 in groceries and pharmacy items before coupons are scanned in order for them to be doubled.
  • Kmart won’t give you overage.
  • Final prices reflect coupons doubled.

 

Kmart Ad (9/14/14-9/20/14)

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Do You Have The Right Insurance For Your Home?

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Goodness, gracious ~ can I just tell you when it rains, it pours?  

 

(You knew that already though, didn’t you?)

 

Two weeks ago after waiting all summer (ahem), we finally got grass in our new home. As silly as it sounds, we were so happy. (I had no idea living without grass would be so difficult!)

 

Then, exactly four days later (as we were saturating our yard with water to keep our beautiful grass oh-so-happy), our basement flooded due to a faulty sump pump.

 

Eek.

 

But it gets better (doesn’t it always?)

 

The next morning, after spending hours pulling items off the ground in the basement and getting a crew out to help with the basement mess, I noticed a small wet spot in the corner of my son’s bedroom.  As luck would have it, there’s been a leak in the wall between his shower and hallway, that’s been leaking since we moved in.

 

Not. good.

 

Thankfully (so thankfully), all of these things can be fixed, and in the grand scheme of life it really is small stuff. (Mind you, it hasn’t felt like small stuff at all as we’ve gone through it!)  Because of the way everything happened, we thought we may need to go through our insurance to handle coverage for the basement portion of the issue, but it looks like our builder will be handing it. (Thank heavens!) Along the way though we’ve muddled through insurance adjustors, contractors and a slew of handymen, and I’ve learned a few things that may help you out too when looking at your homeowners insurance policy.

 

Did you know that you can save on the cost of your insurance if you have a smaller claims history, and larger deductible?

We’ve always stuck with having a larger deductible for our homeowner’s and auto insurance, which helps keep our premiums low. Because we have money already set aside in an emergency fund, if we need to file for insurance we have that money sitting in a separate account prepared for (literally) a rainy day. (This makes us less likely to file a claim unless we absolutely need to, keeping our claims history low as well.)

 

Did you know that if damage is caused by a sump pump failure, regular insurance won’t likely cover the cost of the damage to the carpets, baseboards and walls in your basement?

 

(We learned that one this week~ yikes.) You can get an additional rider to cover the cost of additional damages, but you don’t want to wait until it’s too late to be sure you have the right policy in place.

 

Did you know that if a storm causes the drains or sewers around your home to back up, any damage to your basement in the event of extra water won’t be covered?

 

As I’ve been reading up on insurance it turns out that typically damage caused by water coming from the sky is covered, however damage due to ground water may not be covered, so it’s important to have an additional rider on your home for this as well.

 

{In case you’re curious, the term “rider” in the insurance world is a provision for your insurance purchased separately from your basic policy, which gives you extra benefits for an additional fee.}

 

As much as I hate that we’ve gone through this craziness over the last few weeks, we’ve learned so much in the process.

 

Because we have a finished basement, we’ve learned that adding a rider to our policy will be well worth it as the cost of replacing the carpeting and furniture in our basement in the event of another issue could cost us thousands of dollars, and even more if the water soaks into the dry wall.  We’ve learned exactly what things are and aren’t covered on our home, and determined what coverage we need for the future.

So, how can you know that you have the right home insurance coverage for your home?

Contact a local insurance ELP who can discuss exactly what insurance coverage you currently have, and see what discounts they can offer you. Dave Ramsey’s Endorsed Local Provider program is also a great place to find tax help, a local realtor, or even investing advice.

 

 

To get more information, click HERE and make sure that you have the very best coverage for your home.  You don’t want to ever be in a situation where you could potentially lose tens of thousands of dollars due to a policy you just didn’t understand, so do your homework and find exactly the plan that works for you!

 

 

This is a sponsored by Dave Ramsey’s Endorsed Local Providers, however all opinions are my own.

 

 

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Target Up & Up Diaper Clearance Makes it $.08 per Diaper

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There are Up & Up diapers on clearance right now at Target!  This goes great with the $10/$40 coupon that will also be coming out in the ad tomorrow.  Hopefully your store will still have these tomorrow!

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Buy 4 Up & Up Diapers $14.44

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Buy 2 Up & Up Diapers Size 4 $24.64

No time to run by Target? Get Huggies shipped to your door for $.11 per diaper! 

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Don’t forget you can also get Huggies Baby Wipes for $.01 per wipe, or Huggies Diapers for as low as $.11 per diaper delivered to your door!

See all the top deals at Target this week, and create your Target shopping list before you shop.

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Amazon Deals Still Available {Week of 9/6/14-9/12/14}

Here’s a recap of all the Amazon deals still available that have been posted this week! Don’t forget if you are a student or know on you can grab a $10 Amazon credit when you refer a student, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

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Graco Pack & Play with Newborn Napper Elite from Amazon  for $115.99

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12 3″-3.5″ hair bows for just $10.01 or $.83 per bow

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Meglio Apple And Potato Peeler, Corer And Slicer is on sale for only $12.99

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Lego City Advent Calendar $29.99 

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K-Cup Organizer $14.99

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Pampers Natural Clean Wipes (72-count, 576 total) for just $8.31

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Proctor Silex Waffle Maker for $24.99

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Cusinart Waffle Iron $22.95 (clip the $6 Coupon)

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Thermal Insulated Waterproof Lunch Tote for only $3.05

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As of 9/13 at 8 AM this is still free, but it can change at any time

 Smart School Time Recipes right now Freeto your Kindle

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8 pack of Sharpie Chisel Markers for just $5.84

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LEGO Minecraft The Nether 21106

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My Pillow Pets Thomas The Tank Engine for only $16.05 (Reg. $39.99)

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10-pack of baby headbands for just $5.24

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 Rachael Rays Tool Scrape Shovel right now for just $5.44

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White Down Alternative Comforter from Amazon $35

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Pewter Jelly Lids for Mason Jars with a place for your straw for $5.82

 

See more Amazon Deals, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

Remember that pricing on Amazon is subject to change at any time.

 

This post contains affiliate links.  See my disclosure policy to learn more.

Join Amazon Prime for one month free – Watch Over 40,000 Movies for free plus get free shipping on thousands of items

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Choose Any 2 Magazines Just $10 (As Low As $.41 Per Issue)

Target 10 Minute Or Less List (Target Printable Coupon Matchups)

 

 

While you won’t get every deal at Target using only these printable coupons, you should get quite a few and save yourself oodles of time. Note that the prices are before the coupon, and also check out the full list of deals in the Target ad this week

Print all the Coupons.com coupon matchups for the Target sales ad ~ just click “unclip” if there are any there you’d rather not print.

Coupons.com  ~ all the coupons that match up with this week’s ad pre-clipped for you!

Coupons.com

 

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Amazon Steal: Scarves As Low As $2.99 Shipped

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Scarves are a classic, budget friendly way to add a little something extra to your wardrobe, and you can find a great selection at bargain prices right now at Amazon!  Here are just a few fun choices:

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 Pink Polka Dot Chiffon Scarf Only $2.99 Shipped

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Classic Print Red & Beige Scarf Only $2.99 Shipped

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Blue & Brown Multi-Patterned Scarf Only $3.59 Shipped

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Bow Print Chiffon Scarf (3 colors) Only $4.98 (Add–on Item)

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Persian Pattern Cotton Scarf Only $3.32 Shipped

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Chevron Scarves as low as $5.49, shipped

See more Amazon Deals, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

Remember that pricing on Amazon is subject to change at any time.

 

This post contains affiliate links.  See my disclosure policy to learn more.

Join Amazon Prime for one month free – Watch Over 40,000 Movies for free plus get free shipping on thousands of items

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Target Ad:9/14/14-9/20/14

Here is the Target Ad starting 9/14/14! Target has good deals this week on Metamucil Bars, Tresemme Hair Products, Lipton Tea Products, Yoplait yogurt, Seventh Generation products, M&M candy, Pampers and Huggies gift card deals & More! Also, be sure to text SAVE10 to 827438 on Sunday to get $10/$40 Up& Up Products.  Take a minute to print all the new Target Printable Coupons before you shop, and leave a comment if you find any deals we’ve missed. Check out the whole Target Ad this week!

Here are a few things to remember about shopping at Target . . .

  • Target accepts one manufacturer coupon and one store coupon per item.
  • Your Target may limit your store coupons to one store coupon per trip.
  • Target does not double coupons.
  • If you’re able, grab a bunch of these deals for your own family, and one to donate to your local food pantry, church, or school!

 

Target Ad (9/14/14-9/20/14)

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Free Photography Online Course

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Right now Craftsy is offering 35 Free online classes! There are several to choose from, including courses on how to take professional family portraits, stamping, crocheting and so much more.

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See the full list here, and I’d love to know if you try one of the classes what you think!

Love a bargain? Find more free stuff HERE.

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New $10/$40 Target Up & Up Coupon + Diaper & Paper Product Scenarios (Starts 9/14/14)

target

Starting tomorrow at Target, there should be a $10 off $40 purchase of Up & Up products coupon in their ad! Here are two quick scenarios:

Diapers

Buy 2 Up & Up Diapers $16.99

Buy 1 Up & Up Wipes $14.99

 

Paper Products

Buy Up & Up 36 pack Toilet Paper $13.99

Buy Up & Up 12 pack Giant Roll Paper Towels $14.99

Buy Up & Up Laundry Detergent $10.49

Buy 1 more $.50 or more Up & Up product (to get to $40)

 

See all the top deals at Target this week, and create your Target shopping list before you shop.

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