The Christmas Gift That Could Change Your Financial Future

finances

Seven years ago on my youngest daughter’s first Christmas, her aunt and uncle gave her such a wonderful gift.

 

Instead of running out to purchase an extra toy for that eight month old (who clearly didn’t need a thing), they asked if they could spend their regular gift money on a savings bond for her instead.

 

We were thrilled.

 

The temptation to buy an extra gift for those kiddos is all too easy (even when we know they don’t need it!) And, while splurging on your kids is so much fun when they’re little, it’s amazing to consider what saving a few of those pennies could do to change their financial future.

 

Did you know that if you chose to invest just $50 today for your child, in thirty years that little $50 would turn into $872.50? (Assuming just a 10% annual rate of return?)

 

Now, that may not seem all that exciting, but what if you decided to invest $50 every year (4.16 per month) for the next thirty years . . .

 

Your total investment would be $1500, but in thirty years you’d have $9,905 in that little account.

 

Wow.

 

Now, let’s just say you go really nuts, put it all out there, and decide to give up a meal or two out each month to add $50 to that account every single month for the next 30 years (that’s $12.50 per week. I’m betting you can do that?) 

 

That little $50 each month ~ maybe just two meals out a month ~ would come out to a ridiculous total of . . .

 

{Are you ready for this???}

 

$109,438.68.

 

For real. 

 

Your total money invested would be $18,000, but you’d earn a whopping $91,000 in interest.

 

Craziness!

 

So, are you heading out Christmas shopping for that cute kiddo of yours today? :)

 

You might want to consider what pinching a few pennies instead could do to change the direction of their financial futureAnd, if you’ve not started investing yet for your own future, it’s kind of fun to take a few minutes to consider what just a small investment can do.

 

Check out this investing calculator to see just how strong the power of investing is ~ I love that it allows you to see how adding just a few dollars each month has the power to completely change the direction of your long term financial goals!

 

Take a minute to step away from the hectic holiday hoopla and contact an investing Endorsed Local Provider. They’ll help you determine exactly how much money you’ll need for retirement, and guide you in choosing the best investment options for your family. You’ll get a chance to start planning for the future and an opportunity to focus on your family’s long term financial goals.

 

Dave Ramsey’s Endorsed Local Provider program is also a great place to find tax help or a local real estate agent, or get insurance advice!

To get more information on how to invest wisely, click HERE and decide how to best plan for your family’s financial future.  Spend a few minutes getting information on investments from someone who understands how investing works, and change the future of your family’s finances today!

 

This is a sponsored by Dave Ramsey’s Endorsed Local Providers, however all opinions are my own.

 

 

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*HOT* Kohl’s Savings On Big One Pillow & Flannel or Fleece Sheet Sets

sheets

Kohl’s continues to have some great deals going on, and if you order soon you’ll have plenty of time for Christmas delivery! Their Big One Microfiber Pillow are as low as $5.99, plus use a few codes to sweeten the deal even more. And, their Cuddl Dud Sheets are the lowest price I’ve seen them (we have these and LOVE them), so you can get new sheets too!  Check out this deal:

 

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Place 2 Big One Microfiber Pillows in your cart $5.99 each

Place 2 queen set Cuddl Duds Flannel Sheet Set $29.99

  • Use the code CANES to save 15% off your order or 20% off your $100+ order with the code CANDY (Kohl’s cardholders, use the code HOLIDAY20 to save 20% off)
  • Pay $52.77 out of pocket, get back $10 Kohl’s cash
  • Makes everything $47 after coupons and Kohl’s cash ~ woot!

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I bought three sets of these sheets this year as Christmas gifts because I honestly love them that much. (I ordered the blue and green snow flake ones for our bedroom and the kids picked out more of the fun patterns.) Head on over to Kohl’s and see all the great deals going on right now!

 


Kohls Department Stores Inc 

Thanks, Sisters Shopping on a Shoestring!  Check out the rest of the crazy deals at Kohl’s going on right now.

 

 

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Step 2 Kitchen: Lowest Price at Kohl’s

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Still looking for a Kitchen Set this Christmas for your kids? Check out this deal:

Place Step2 Kitchen in your cart on sale $89.99

  •  Use the code CANES to save 15% off your order or 20% off your $100+ order with the code CANDY (Kohl’s cardholders, use the code HOLIDAY20 to save 20% off)
  • Pay $71 + tax out of pocket, get back $10 Kohl’s cash
  • Makes it $62 after coupons and Kohl’s cash ~ woot!


Kohls Department Stores Inc 

Check out the rest of the crazy deals at Kohl’s going on right now.

 

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Little Tikes Swing Just $13.92 (Lowest Price)

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Amazon just dropped the price on this Little Tikes Swing to $13.92, which is by far the lowest price it’s ever been at! It has excellent reviews, and ships free with Amazon Prime or Free Super Saver Shipping. Here are a few product features:

  • Easy-in hinged T-bar
  • Stay-put shoulder straps hold baby securely in place
  • As the child grows and doesn’t require the T-bar or straps, they store conveniently out of the way
  • Durable and great for outdoor or indoor swing
  • Made in USA

Go HERE to check it out! 

Thanks, Raining Hot Coupons! See more Amazon Deals, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

Remember that pricing on Amazon is subject to change at any time.

 

This post contains affiliate links.  See my disclosure policy to learn more.

Join Amazon Prime for one month free – Watch Over 40,000 Movies for free plus get free shipping on thousands of items

 

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*HOT* Lightning Deal: Coleman Sundome 4 Person Tent $39.99!

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Coleman Sundown 4 Person Ten Just $39.99, normally $80+ ~ won’t last long!

 

Thanks, Shop the Hot Deals!  Note: To get the “Lightning Deal” you’ll want to be at your computer when the sale becomes available. Many of these items sell FAST (especially the big ones that I post), so don’t miss it. To find the deal, click the link for the item above, and in the right sidebar (towards the top), you’ll see a message from Amazon that says it’s currently a Lightning Deal price. Be sure to grab it and place it in your cart quickly to get that price. Hope that helps!

 

See more Amazon Deals.  Remember that pricing on Amazon is subject to change at any time.  

 

This post contains affiliate links.  See my disclosure policy to learn more.

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Flirty Aprons Sale: Aprons As Low As $8.08 + Bibs Starting At Just $1.95

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Just a reminder that this offer is almost over, such a good price on these!

 

Flirty Aprons is offering 70% off Holiday aprons today only, when you use the code HOLIDAY70 at checkout, this week only!  This makes them as low as $8.08 + shipping which runs $5-$6.  I always (always!) wear an apron when I bake because I’m soooo messy, and I love how cute Flirty Aprons are.

 

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They have mom and daughter aprons to match (I love these!) as well as bibs, aprons for men, and so much more. I have the grey chevron one and love it, and have been so pleased with these!

 

You can also get items like their children’s bibs (for children up to 30 months old) for just $1.95

Or select from super cute children’s aprons starting at just $5.98 after the coupon code. Hurry on over HERE to see everything included in the sale, and be sure to use the code HOLIDAY70 at checkout to get the best price!

Need other ideas for a cook on your list? Here you go:

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Lowest Price On iRobot Roomba (Has Anyone Ever Had One Of These?)

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Pretty sure I could never justify the expense, but my girls and I just watched the video and are oohing & aahing over this thing! Amazon just dropped the price on the iRobot Roomba 780 Vacuum to $399, which is by far the lowest price it’s ever been atIt has excellent reviews, and ships free with Amazon Prime or Free Super Saver Shipping. Here are a few product features:

  • It uses a new advanced cleaning head which provides superior performance for picking up pet hair, dirt, dust and more
  • Dual HEPA filters trap dust, allergens and tiny particulates leaving behind fresh, clean air
  • Included Virtual Wall Lighthouses for enhanced room to room navigation
  • The robot can be scheduled to perform up to seven cleaning sessions per week, even when you are not home
  • It uses sophisticated power management software that results in 50% longer battery life than previous Roomba generations

Go HERE to check it out! 

See more Amazon Deals, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

Remember that pricing on Amazon is subject to change at any time.

 

This post contains affiliate links.  See my disclosure policy to learn more.

Join Amazon Prime for one month free – Watch Over 40,000 Movies for free plus get free shipping on thousands of items

 

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Big Joe Roma Chairs $39

bigjoe

Amazon has this Big Joe Roma Chairs for $39, which is almost the lowest price it’s been at (it dropped one day to $34, but $39 is a great price.) They have good reviews, and ship free with Amazon Prime or Free Super Saver Shipping. Here are a few product features:

  • Tough, stain resistant, easily cleaned with damp cloth, and waterproof smartmax ballistic fabric
  • Filled with ultimax beans that conform to you, not the other way around. newer, smaller, and 20-Percent denser ultimax beans
  • Double stitched and double zippers for added strength and safety
  • Available in assorted colors

Go HERE to check them out!

See more Amazon Deals, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

Remember that pricing on Amazon is subject to change at any time.

 

This post contains affiliate links.  See my disclosure policy to learn more.

Join Amazon Prime for one month free – Watch Over 40,000 Movies for free plus get free shipping on thousands of items

 

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Cuisinart Advantage 12-Piece Knife Set Just $27.53 (Regularly $112)!

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Amazon has these Cuisinart Advantage 12-Piece Knife Set to $26.84 (regularly $112??), which is an amazing price for this! They have excellent reviews, and ships free with Amazon Prime or Free Super Saver Shipping. Here are a few product features:

  • High-quality stainless steel blades
  • Non-stick color coating for easy slicing
  • Color coding reduces the risk of cross-contamination during food preparation
  • Comes with matching blade guards and ergonomic handles
  • Style-conscious hues

Go HERE to check them out!

See more Amazon Deals, and remember when you subscribe and save to 5 or more items in one month, you’ll also save an additional 15% on all of your subscribe and save purchases.

Remember that pricing on Amazon is subject to change at any time.

 

This post contains affiliate links.  See my disclosure policy to learn more.

Join Amazon Prime for one month free – Watch Over 40,000 Movies for free plus get free shipping on thousands of items

 

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Target: Save 50% On Moxie Girls Ice Cream Bike (Today Only)

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Today only you can save 50% off Moxie Girlz Ice Cream Bike with a new Target Cartwheel offer.  Just login to you Target Cartwheel account to see the offer.

New to using coupons at Target? Read this to get started.

See all the top deals at Target this week, and create your Target shopping list before you shop.

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