Saving. Giving. Living Abundantly.

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“Do all the good you can. By all the means you can. In all the ways you can. In all the places you can. At all the times you can. To all the people you can. As long as ever you can.” ~ John Wesley

 

 

Recently I heard a great theory on finances from John Wesley that Dave Ramsey mentioned. (Have I shared lately how much I love the Dave Ramsey Channel on I Heart Radio?)

 

From what Dave Ramsey said (I couldn’t find an exact quote), John Wesley had the following beliefs on how to order your finances:

  • Give 10 percent.
  • Save 10 percent.
  • Live on 80 percent.

 

How simple (although not always easy) is that? Depending on where you are financially, that may sound like way more than you can imagine saving and giving right now. . . or it may be less.  But I love the idea of a very concrete, simple way to plan your finances, and know that it makes such a difference in how we handle our own finances when we put a plan of action into place prior to spending.  Even if giving and saving 10% sounds overwhelming at the place you’re at right now, consider trying to save and give just 5%, and slowly moving up towards your goal in the course of the next year. . . I promise the fruit of your labor will be abundantly blessed!

 

Do you have a pre-determined plan for every dollar in your family’s budget each month, or have you seen changes in your budget when you’ve chosen to give and save first?  Whether you have a ridiculously organized budget (like my sweet engineer-of-a-husband organizes), or even just a simple plan of attack each month, simply choosing your financial priorities before spending a dime can have a significant impact on your finances.  I’d love to hear your thoughts. . . please take a minute and leave a comment to share!

Be sure to also read this post including tips on how to invest wisely ~ it’s made such a difference for our family, and I know it can change your family’s future too!

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Comments

  1. This is what my husband and I live by but we teach the kids give 10, save 20, and live off of 70. I’d really like them to learn this early on so it becomes second nature.

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