I mentioned recently that our family budgets a certain amount of money ($50-$60 each week) for groceries. We also budget for just about everything in our home (really, everything!) I can’t remember ever living without a budget, in fact before we got married I even sat doodling in college classes trying to figure out how we would make it on my husband’s slim salary. Our budget has allowed us to do things that never seemed possible and enjoy them because we know they’re paid for. (We’re heading to Montana on a ski trip in just a few weeks, something we’ve dreamed of for years and never could have done without the budget!)
For us, living within a budget really is incredibly freeing. It allows us to determine exactly where each penny goes before it’s spent, and stops us from purchasing things that there just isn’t money for. Over the years we’ve changed and tweaked our budget to adjust to our family’s needs, but we’ve consistently lived (for the most part!) within the budget.
If you’re new to budgeting, please know that it’s way more fun to budget now that we are finally at a place of financial peace in our lives. We are by no means wealthy, but we do have so much more than we ever imagined, thanks to my husband’s diligent work at his job, and years of practicing some serious penny pinching If you haven’t already, I encourage you to sit down and take a realistic look at your family’s finances. If things are tight in your home, fill in your budget with just the basics, and determine to live as frugally as you’re able while you walk towards financial freedom. I promise, you can change your family’s financial future when you decide where you want to go (and stick with it!)
Your turn now: Do you have a budget in your home? Do you know where your money goes on a day to day basis? Or are you living haphazardly hoping the bills get paid at the end of the month? (That’s okay too. . . we all have to start somewhere!) If you’d like to take a peak at how we’ve set up our budget you can check it out over HERE (note the different tab for saving on the bottom of the page), and I’d love to hear how budgeting works in your home!
To see the budget, click the “download now” button.